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Other -
Helpful Hints
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A low debt-to-income ratio.
Lots of income.
Little debt.
Debt paid off. This is much better than having never had debt. There's something strange, apparently, about someone who's never bought on credit or taken out a loan. Paying off your credit balance before you get the bill is no good, either.
Check your credit rating before the bank does. If there are areas that need explaining, don't wait for the bank to ask about them.
Most of all, you must demonstrate that do you actually need to borrow money.
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