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Helpful Hints
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 Get good credit on your credit report.
Landlords, telephone companies, and utilities usually report payment information if you're behind on your bills.
The only news from them, usually, is bad news.
If you have a good payment history with landlords and utilities, ask them to report your information to the credit bureaus.
Pay down your outstanding balances on credit cards or other debts.
If you don't have any credit cards, apply for a couple.
Make modest purchases and pay the balances when the statements arrive. Don't change jobs now, unless it's for much better pay within the same line of work.
Order a copy of your credit report.
Immediately report any errors.
Correcting errors can take months.
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