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Helpful Hints
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Make a budget of your monthly expenses. You'll be surprised how much little throwaway expenses pile up. Trim the fat from your budget. This will also give you an idea of how much you can scrimp to pay a mortgage payment, and what you're not willing to give up.
Save as much as you reasonably can for a down payment. The more you can put down, the better you look to lenders. Start saving before you start looking.
Get a copy of your credit report. This is how you're going to look on a home application.
Unless you have a really good opportunity, try to stick with one job. Hopping jobs looks bad to some lenders.
Insure yourself, your family, and your assets. Paying a little more for insurance on a regular basis is better than not being able to make your house payments because of a sudden, catastrophic cost.
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